00621naa#a2200181#i#450# EN\\bibl\105412 20260205040740.4 2307-9401 20251024b2025####ek#y0engy0150####ca RU PERSONAL FINANCIAL SECURITY IN THE MODERN WORLD Journal article Rostov-on-Don LLC "Perspektiva" 2025 4 с. Journal article local Экономика. Народное хозяйство. Экономические науки. 33 Shumilin Petr Evgen'evich Gorokhov Dmitriy Vladimirovich auspublishers.com.au