@article{Shumilina2018risk,
author={Shumilina, V.E. and Golubeva, O.Y. and Stulin, D.R.},
title={RISK MANAGEMENT REORGANIZATION},
journal={Science & World},
publisher={LLC "Perspektiva"},
year={2018},
pages={11-15},
volume={2018},
issue={1},
}